Repo-hana - aha i keia? Repo hana: pehea 'aʻole ia hana?

Direct laweʻae'ē, ma nā mea a pau konaʻano likeʻole, mea,ʻaʻole manawa pono. Ma kekahi mau hihia, ia mea oi ka hoʻokō i ka hoʻohana 'ē ki ina hana like, e hoʻoikaika' i ke kūlana pili kālā, kekahi o i o ka repo-hana. He ia he kūikawā kūʻai, a kuai'ōnaehana ma i waiho kokoke ana i ka elue: ke kuai, e kūʻai hoʻi mamua kuai ka waiwai, ka mea a lakou e ia. Haʻalele collateral, e like me ka hoʻokokoke no ka pōkole manawa, a pau pono o ka i hele pololei i ka mea kūʻai mai (me ka pohihihi, koe). Wale i ka wa a ka mea, ua lawe mai ka mea nana e hoole ana, i ka manawa kūpono o ka piha pono o ka repo hale mai, e hoʻi i ka mea mua nāna. Ma ia mau hana, ua lawa ka lōʻihi mōʻaukala, a me ka, haawiia i ke ano o keia hoʻokokoke mai, ke kanawai wale nei hana mai oi a emi maopopo a me ka pono kulana ma luna o ka mea.

moʻolelo

No ka mea manawa mua i kekahi mea e like repo hana mai ai i kakahiaka nui me 1917 i loko o ka United States. Ke kumu o ua kiʻekiʻe loa auhau, ua hoala hou ma ka pili me koa hana. Ua Ua lilo paʻakikī loa, a nui loa i poe pono ole, e hoʻohana i ka mālama '-na laweʻae'ē nenoai. Aia i kekahi pono e invent i kekahi mea hou, maikaʻi. REPO - he ailona o nā hua'ōlelo Pelekānia repurchase berita, a me kaʻoʻoleʻa translates like "i ke kuai ana a me ka kuai aelike." Ka mua'ōnaehana i ka hoʻohana 'Pekelala hookoe puu dala i mea conditional moku'āina hui. Initially Ua hanaia keia i mea e ka maiau a me ka ana e hōʻoia 'laweʻae'ē i ka hui panakō nenoaiu. Ua ua lilo akaka ka pomaikai o keia kokoke i ke koena o ka poʻe a me ka onipaa no. A hiki i ka Mahele Kaua Honua, a me ka Great kaumaha, ua lilo nui a me ka poe hanohano na hana. A laila, ua loli ka-yeiiiie?, A me ka nele i na mea hana wale nalowale ma kahi o 30 makahiki a hiki i kekahi manawa hou pili repos he wale i ka makahiki 1950 a me ka i mai laha ma ka honua, hoʻokahi houʻana hou ho onui ana hiʻona. Ma 'ana, i ka inoa o ke kamepiula, palapala a me na mea a pau e pili ana me ia, ua kekahi impetus no ka hou' ana o ke kālā mea kani.

pahu hopu

Kekahi manaoio i ka repo-hana - mea he Lolina o ke kūʻai a kuai ana i ka waiwai. I mea, i ke kumu nui Pahuhopu o keia hana o ka pōkole-manawa loan ia makahiki, no ka ka hola o ka hookahi cia o ka waiwai (nā tangible a me ka intangible). It E e kaulana ia ma na hihia i ke kumukuai o ka hana e hoopii mai ai i ka hoʻomaka o ka hana, iki emi ma mua i loko o ka hopena. I ua, no ka laʻana, aia no he kokua ai i na koina 10 000 rubles. I ka poe kuai i ka maluhia a me ka loaa ana he 10 tausani. Mai ka repurchase e hoʻolako no OAXA hoolapanai mahope, ma hope o kekahi manawa, e loaʻa i ka hana i ka nana e hoole hana. Akā, ma ka manawa o kona manaʻo i ia i ka hana ana i kēia hana i kēia manawa ke kumukuai o oi aku mamua o 15 tausani. E like me ka hopena, poe e i e hoʻi i 10, akā, 15 tausani. Rubles. Ke kuleana o na aoao elua ua maopopo. No laila, i ka mea hāʻawi loa koke loaʻa ka makemake dala, a me ka mea i aieia kana i loko o ka kŘpa a pōkole wā o ka manawa e loaʻa ai ka nui waiwai. Maoli ai, e like me ia ma kekahi'ē aʻe kulana me ke kālā no, manawa e hiki ka pilikia i loko o keia hihia makemake e oi aku ma mua o ka nui i ka pilina paʻa, a mōakāka ka hana me ka crediting. Akā, me ka kūpono ai loaa i ke kumukuai o ia.

REPO mea

REPO hana me ka mahele o ka loa hanohano, e pono, oluolu a me ka mahalo. Initially, ka mea i hoʻomaopopo i ka like ana, e e lawe mai nō me ka securities. Aka hoi, e like me ka ulu ana o ka'ōnaehana hoomaka ae la e ike i ka analogy mākou ke hana i kekahi'ē aʻe waiwai a me nā huahana. Ke ano o ia mau hana, he loa ka ia, akā, i ka papa kuhikuhiE hiʻona Ua oi luna 'paperwork. No ka laʻana, e hou-aaeno kuleana pono ma lalo o repurchase hana no securities, e pono e pana aku au i ka uuku nui o ka manawa. Akā, e lawe mai i ka ia ana a me ka waiwai, pono 'ole maoli waiwai i Ua manaʻoi hana me ka pilikia, a e koi nui ke kākoʻo' ana a me ka lawe hou manawa.

Hiʻona a me ka nui o kona pōmaikaʻi

Pokole, i ka mea hāʻawi, a me ka mea noi, ua ho'ākāka 'ia ma luna. Akā, hāʻawiʻia ka mea i ia mea he ae pono ke alu like o ke kumu no ka hopena o kekahi hana repo (e like me kekahi'ē aʻe kālā hooponopono) e e elaborated ma kēia pukana. No laila, i ka mea noi ( 'o ia hoʻi, a hiki i ke kanaka i loaʻa iā ia kekahi o kekahi mea), keia hoʻokokoke ka mea eʻoi aʻe, no ka mea, lilo i ka piha kanaka o ka waiwai. Ma ka Lolina o ka Classic laweʻae'ē ona nō koe i no ka mea hāʻawi, a ma kekahi hihia, ua loa pono ole (oi loa ka wā o ka pomaikai, e kela aku kona nui, ka mea uuku i ka manawa o ke kuai ana o ka waiwai). No ka laʻana, ina o ka mea noi no kekahi kumu hoole, e hoolapanai mai i kona kahiko waiwai, i kela aoao e hiki koke aku me ka maʻalahi me ka piha ona, e kuai aku i ka waiwai, a kiʻi lākou ka waiwai. ʻaʻoleʻoe e loaʻa, e kali i ka hoopaa hana ma ka 'aha hoʻokolokolo i ka Lani i ka waiho ana no panakalupa, a no laila, ma luna o. It E e kaulana ia no ka mea e kō ana i ka oiaio o ka hana waiwai io o ka aelike mea wale nui e hoopii mai ai, a me ka ole ma kekahi ano kālā ma ka manawa o ka mea hāʻawi. Ia mea, he mea hiki ole ia e hoihoi i loko o ke kanaka nana i haawi mai ai i ke kālā, inā e kaumaha ana wai a mea, a hiki hoopaa kona kuleana i ka noho. E like me ia i kaʻilihune, ka hana mea nui Nohie a hōʻeleu i. Keia mea pakahi aku la ia mea eʻoi aʻe no ka lua o ka mea hāʻawi. No ka mea pehea hewa na ke kālā no ka mea, aole i ka hihia, ina he mea marketable securities ( 'ole' ē aʻe like huahana),ʻo ia ke kiʻi i ke kala, a me ka mea, aole e i e pana aku au i ka hailona o ka manawa a me ka ikehu.

Puu a me nā koho

Aia o kekahi hiʻona i ka hoʻomaopop 'ana i wale nō i loko o ia i ka hana, e like me ka repo hana. Laʻana o kēia: ka poʻe kuai i ka mahele nona ma ia mea. Ka pono mea nāna o na securities mea he aie, akā, me ka mahele ia aole i loaa - ka mea, ua manaoia i ka waiwai o ka mea mua nana a ka manawa ia ia, e hoole, e kūʻai i ka mea repos. I ka Ia manawa, i ka leo e haawi aku i ka mahele mua nona e ia i ka mea i aieia, a hiki ia i ka pilikia ma kekahi wahi, i hiki. He nui ka poe makemake, e hana me i ka mea ia manawa unuhi i ka aelike no ka mana o ka loio, ma ka mea,ʻaʻole e lilo ana i ke kuleana e koho. O ka holo ana, ia a pau hilinaʻi nui ma luna o ka pili aloha ma waena o nāʻaoʻaoʻelua, me nā 'ano o ko lākou mau hana, a me ka nui' ē aʻe.

auhau

Aia o kekahi mea nui a me ka loa hana hoihoi hiʻona e distinguishes ka REPO-hana. Keia uku ana i na auhau. I ka pau, he nui no na koho ana o ke kūʻai a me ka kuai ana o ia mau hana, a hai aku ka mea, puka mai securities, ua nui aku kona waiwai ma mua o na mea e ae. No ka laʻana, iloko o maʻamau hana makemake i ka uku auhau no ka olelo oiaio o ka hana. Akā, ma ka hihia o ka repurchase ua noʻonoʻo i ka Lolina ma i ka uku ua i wale no i hookaawale ma waena o ka loiloi mua kumukuai maoli ( 'ole' ē aʻe like maluhia) a me kona hope loa i kuai ole. He nui ho'ēmi ma mua i loko o nā 'oihana. It E e kaulana i ka mea pili ole wale i ka maluhia, akā, i nā ʻano o nā hana i i ana pau. Ia mea, o ka puu i kūʻai hoʻi, a i ole noho i loko o ka waiwai mea noi. Nō hoʻi e mālama i ka manaʻo i ka mea i kā mākou wā e ole mamua o 6 mahina.

Mea Maluna no ka auhau

Kekahi o ka mea e ku oe, e hana pono ia i ke ano o ka auhau, ina e pono ai ke kumu o pilikia, o ka pono, e pono classify i ka hana a me kona manao. Oia hoi, e pono e hoomaopopo i ka pono, ina paha he mau hana o ka mea kuai a me ka kuai o securities, a ina paha ia mea he aie'ōnaehana no repo type. Maoli, na koi a me na kumu o ia ka hana i ua ho'ākāka 'ia ma luna. Au - i oi aku 6 mahina, i ka mea - i ka ia, Ua haawiia i ka hoopukaia securities. I komo i loko o ka hana, he elua wale, a me ka mea e ole hoʻololi i, a no laila, ma luna o. Wale ina ke kaʻina hana me nā mea a pau i ke koi, e i preferential auhau nenoaiu. It E e hoʻomaopopo i aeia ke kānāwai he uuku palena manawa, akā, hou aku a hiki i ka hopena o kaʻikena wā. No ka laʻana, ina o ka hana makahiki welau December 10, he mea hiki, e hohola aku ia a hiki i ka hopena o ka mahina, akā,ʻaʻole nui.

Repo hana me ka Central Bank

Russian pali Ke hoʻohana i kēia mauʻano o ka hana wale n? I ka mea e iʻoihana kālā. He wale nō hana like me ka mea kūʻai mai, kūʻai securities ma aie kulanui. i No nā poe a manaoia me he makeke i komo. I waena o nā mea a pau, ka mea e e kaulana ia ma ka mea eʻai i ka pono i haiia ae maluna, uku kulanui pono pono ke malama lakou i ka olelo pono o ka Central Bank. I ole ia, me ia a me ka ole i kekahi 'Aʻole e holopono. Ma waho aʻeo ka repo hana me nā kapa komo ai ekolu ano o nā ho'ēmi kālā - ka lalo, komo aku a lunaʻilikai. E hoʻomaopopo i ka e ole ai ka 100% ka loiloi mua DISKONT hana e maliuʻia me collateral.

Keʻano papa hana, a me nā mea kiko'î

REPO hana me ka Bank o Rusia lawe mai i loko o nāʻaoʻao. Ka mua komo ai ke kudala, ka lua - he paa kāki. E paa ana ia pule kudala no ka hoololiia ana o ke dala no ka 1 hebedoma. Kaawale hiki ke mālama 'hou kudala, Ua hoʻomōhala i loan no i hiki i 6 lā. Au, ka auhau o ka adequacy o palapala noi, i ka nui o ka hana a me ka 'ē aʻe i paa wale ma ka Bank o Rusia.

Repo hana: helu mahina

Akä naÿe i ka auhau'ōnaehana, i mea nui hiʻona o ka waiwai no ka mea, o keia hiki nui hoʻololi i ke dala, e uku ia e, a pau ka nui simpler ma ka helu mahina. No laila, a pau o kēia mau hana i hōʻike wale me he kūʻai a kuai o kekahi'āina. No kūikawā hiʻona 'ole kekahi hale-maʻamau' ana mea iʻaneʻi, no ka mea, penei ka mea maʻamau noaia wale noonoo i ka mua o ka neʻeʻana o ke kumuhana repurchase berita i loko o kekahi kauoha, a laila, e like me kona hoʻi - i kekahi.

hualoaʻa

Ma muli o ka keia, ka mea hiki e manao ia ka repo-hana - ia mea he mea a me ka mōakākaʻano papa hana o ka crediting. He mea hailona o ka pono like iʻike mau, oi Classic nenoai, akā, ma laila nō kekahi drawbacks. i kekahi o ia mau mea e noonoo kiekie ae kamepiula, akā, i ka loa Waladema aole pono e hoolilo piha ona o kekahi waiwai. Ma ka mea e like hiki wale he hiki nō i ka hele maoli nui poʻe.