Insurance lehulehu - He aha ka keia? 'Ole a me ka Launch

Insurance lehulehu - he kālā kula i hoʻolako lapaʻau lawelawe i kanaka, a papa hana o kekahi ano o ka ona. I mea e maopopo i nā maomeka o ka lapaʻau poe pono, e noonoo i na kumu mua o ke koi pohō a me ka uku a hiki i ka hoʻopaʻa waiwai paha.

He aha ka lapaʻau

Insurance - he ala e hoʻopale ai i ko lakou mau pono, pono-i ma lalo o noho lakou malaila ka noho ana. Ke pahiki o ia mau hanana, kŘpa a uuku, akā, ma ka mau, mea he maoli. Ma muli o ana helu ikepili, ka mea hoʻoholo i ka hoʻopaʻa waiwai kamepiula, ka hoʻopaʻa waiwai nui, a me ka lākiō o. Ka Uku no ka poho wale ia lŘlŘ i loko o ka hihia o makou manao ka lapaʻau like. Ke kumu o na dala i na me ke koe a me ke kālā o ka lapaʻau poe (HI).

I ko kakou aupuni, ka loio i kumu no ka hoʻolako 'ana i ia mau lawelawe i:

• Law o 1992 "Ma ka Organization o Insurance Business ma ka Russian Hui."
• Na kanawai kivila o ke Russian Hui.
• Nā palapala.

I ka hope o ka lapaʻau huahana, i mea he papa inoa o ka hoakaka lapaʻau lawelawe. Hoike o ka lapaʻau mea he lapaʻau pilikino E pili. Ua lawelawe 'ana me ka ano o ka kumu hoʻomalu i ka hanana o kekahi ana i ka lapaʻau poe e lawe ma luna o ka malama, e uku i hoakaka ia na dala o ke kālā i loko o ka lokomaikai o ka mea hope loa mea maʻi.

He aha nō ka lapaʻau poʻe

Hae Insurance Company - he kaʻawale hui komo i loko o ka palapala o ka lapaʻau nā lawelawe a me ka mā lama. I ko makou aina, o kela mea keia SC - loio iʻahahui i loaʻa i kekahi ka mana poʻo, a kaumaha aku i kā lākou mau lawelawe ma ke kumu o na kanawai.

E hoomanao e lapaʻau huahana - ka pololei kuleana o ka lapaʻau poʻe. Ma muli o ka pahiki o ka hanana a me ka kamepiula helu, Insurance konohiki kaumaha lapaʻau kūkulu 'ia a me nā kumu hoʻomalu uku no ka pohō ma lalo o noho lakou malaila ka noho ana.

O ka holo ana, e like kalepa kekahiʻahahui, i ka manao o ka ahakanaka ua pahuna ma ka hana ana i mea e pono ai. Akā, he kūikawā ano o ka ha awina e leie aku, e loaa i loko o ka buke o ka nunui puu dala, i rightfully ke hoolilo aku i ka lapaʻau huakai. Kēia kālā nani hiki ke kaana me nā papa hana no kālepa laweʻae'ē ana. Terms o ka waiwai kūʻai mea malalo o ke aupuni lapaʻau kanawai a me ka waiwai Aupuni. Ma Rusia, ka mea, o ke Kuhina Waiwai a me ka Central Bank.

Kind o Insurance HI

Mea Maluna o ka lapaʻau poe ua e lauwili. No ka laʻana, lapaʻau poʻe ma Moscow i loko o kā lākou mau kānāwai hoakaka ia lakou iho me ka hana nova ma ka moku'āina, a pilikino a me ka kulanakauhale waiwai. Okoa e like me ka hui a me ke ano o ka lawelawe ae nei. Aia nō 'aneʻane paʻa hana kūikawā poʻe, hana oe i ka hana i loko o ka hoʻolako' ana i kekahi mau lapaʻau lawelawe e like me ola auto lapaʻau.

Aia i nunui-IC, a hiki insure a pau, a ma nā mea a pau. Aia reinsurance Insurance a me ka uku hoomau dala, he, ma ke alanui, Ua haawiia i ka lapaʻau poʻe. Ka mea, oko ma ka UK, a ma ka hana kahi, ma i kaumaha ka mea, lapaʻau. i koi Insurance poʻe nā kānaka kūʻai mai lapaʻau kūkulu '- no ka mea, o ka nui nā haʻawina konohiki houluulu, me ka wikiwiki, e hoʻonui i ka poe o ka waiwai. UK hana i loko o ka kekahi ele ele, oaka ae la na lala a me ka 'elele oihana. Geographically, ua māheleʻia aʻela kēia mau hana i loko o:

• kūloko - kaumaha lapaʻau kūkulu 'ia i loko o ka ua ele ele a māhele' āina;
• kēia māhele 'āina - i ka alo aku i loko o kekahi mau wahi, hana nona iho-oaio? a;
• o ke aupuni, - hana mawaena o ka aina;
• hoʻonohonoho '- i oihana a me na lala i loko o nā'āina'ē.

Ratings o ka lapaʻau poe

Mau i loko o ka Media, he mau hoike e pili ana i ka wahi i loko o nā aliʻi kiʻekiʻe mai o ka pono a me ka hiʻona ua kekahi a me kekahi lapaʻau poʻe. Kēia nui o ka 'ike i manaʻo e,ʻo ka noonoo ana o Loaʻaʻia kulekele nā mea hōʻoia a me ka paipai aku ia lakou e kuai i lapaʻau lawelawe i loko o kēia poʻe. Mai kēia kuanaʻike, ua hiki ke noonoo i ka hoʻopiʻi kū'ē 'ana o kekahi mau lapaʻau poe kaumaha aku ai i ka lakou hana ana i loko o ke kapikala a me kela aoao. He aha ka mea kākau e pili ana ia lakou iho insurers? He aha iho e piʻi like ka mea, e lawe mai i ka mua? oe ke lawe i elua o ka loa hōʻike cia no ka Ikepili hele ma ka punaewele o ka lapaʻau poe, e like me ka wahi ho omaka - i ka nui o ka lapaʻau ka uku nui loa -ʻo ia hoʻi, i ka nui o ka hookaa ana i no ka lapaʻau kūkulu 'ia, a me ka nui o ka lapaʻau uku, a me ka poʻe kūʻai liloʻia aku i loko o 2015.

"RESO-kumu hoʻomalu"

Ka poe "RESO-kumu hoʻomalu" Ua hoʻonoho wale e like me kekahi o ka mea nui loa Lūkini lapaʻau market âlapa pôhili. Currently,ʻo ia o ka Hōkū o ka nationwide Competition "People ka Brand / Brand №1 ma Rusia", lau e uwa o ka ia nā kumu kāki "Golden Salamander", ka uwa maila o ka "kālā Olympus" National Achievement uwa maila i loko o ka waeʻano "insurer VHI" a me ka "Auto".

Eia hou kekahi, "RESO-Garantia" Ua hoalii mai ia kolu o ka makahiki i hala no ka ohi ana i ka uku nui loa - 276 ieeeea? Rubles. Uku nui i 124,2 ieeeea? - oia hoi, kokoke hapalua o ka ohi dala i ka poe i haawi mai ai i ka hoʻopaʻa waiwai kanaka.

IC "pono ai"

Ka lehulehu, ua hookumuia ia hoʻi i loko o ka makahiki 1991. Ke makakoho no ka pakiko-i ho'ākāka 'ia ola auto lapaʻau; Hauna a me MTPL, no ka naau mai nā hui 'inikua a me ka waiwai lapaʻau. I ka papa o ka piʻi like - i ka lani kiekie loa i loaʻa pono pane lākiō ma luna o ke aupuni pane lākiō oihana "Expert RA". Over ka hala 2015 lapaʻau poe "pono" hoakoakoa ae la oi ma mua o 37,2 ieeeea? Rubles, a me ka uku nui i aneane 92%.

"SOGAZ"

Insurance poe o ka ia inoa hiki pono e manao like i kekahi aupuni - ka mea, he mau lala i loko o nā māhele o ko mākou'āina. Ka Ikepili o ke kālā hana hoike i ka 'ia ma 2015 ma ka buke o ka lapaʻau ka uku nui loa ua like ia ma kahi o 78 ieeeea? Rubles. Ka buke o ka uku e like me ka hopena o ka hoʻopaʻa waiwai he ulia pakalaki - 27,3 ieeeea? Rubles.

" 'Ae' ana"

Ka lapaʻau lehulehu me ka ia inoa hana ma ka makeke o ka lapaʻau lawelawe no maluna o 22 makahiki. 'Imi cooperating me ka Media, ua ua kauohaʻia kona mea ulana pukapuka iho o nā keʻena, a me ka mea lapaʻau kona lawelawe ma intermediaries. Ma nā hualoaʻa o 2015 i ka ahakanaka loaa 56 ieeeea? Rubles o ka lapaʻau ka uku nui loa, a me ka uku 46,5 ieeeea? Rubles.

No ka Loaʻaʻia nā mea kūʻai mai kiʻekiʻe loa o ka lapaʻau uku paipai IC pono o kona kālā kumupaʻa. A payout huahelu mea no ka manao paa o ka mākaukau UK, e hālāwai me kona nā mea mālama mai. Kekahi ninau - Pehea mau kii, he oiaio. E hooholo i ka pono o ka lapaʻau ahakanaka, e nana mai o ka wahi i loko o kona hōʻike, e like me ke Kuhina o ka Waiwai koi, ua ike ae e hooiaioia e ke alakaʻi o ka UK, i loko o ka wā e hiki mai ia e e loaʻa ma luna o ka punaewele o ka lapaʻau huakai. Kālā māmala'ōlelo e hōʻike ana hōʻike i ka pono a me ka functionality o laʻa insurers. I hoihoi 'o ke Ka Ikepili o nā hōʻike manaʻo o insurers, eia nae e manaoio emi mau' ikepili - o ka maikaʻi hōʻike manaʻo pono uku no, a me kekahi o ka hopena maikaʻi hiki ke palapalaia e na kanaka, a ua hikiʻole i ka loaa ka uku no ka Pahuhopu kumu. Ka Ikepili o kēia 'ike ke haawi i hana hoihoi' auhau o nā mea kū i like me ka a pau i loko o ka ulu ana o ka laa UK, a puni ka Lūkini lapaʻau market.