Ae kālā Sberbank. Reviews o ka makauliʻi Bank manao lokahi Funds

Inā ka mea, ka manawa e manaʻo e pili ana i kahi e kālele 'makauliʻi a hoʻolimalima i kekahi kālā, a me ka hua'ōlelo "waiwai kūʻai" Ua kokoke mai ka mea olelo mai ia oe i ke kumu e hauoli ai. I mea e loaa OE,ʻaʻohe mea'ē aʻe e pono ai no ka manawa lōʻihi e noiʻi i nā kālā 'epekema e hoʻopaʻanaʻau luna' hua'ōlelo, e maopopo pakuhi a me nńnń e kālailai i ka makeke hoole mai oia, e loaʻa iā ia kekahi hana ka ho'āʻoʻana, e aʻo i nā subtleties o ka holoholona hihiu ma na securities kuai. Ia mea,ʻaʻole e pono ke reinvent i ka huila, ka mea, ua lōʻihi, ua manaʻo mai.

He aha e ae kālā Sberbank?

Ae kālā - o ka luna ', a ua nānā' ana i hilinai'ōnaehana (waiwai) dala'ōnaehana poʻe. Lākou mau papa kuhikuhiE papa - e hoonui kaʻana like 'ana waiwai. Ae kālā i hanaʻia ma luna o ka muli o nā kānaka hoʻopukapuka kālā - kanaka. Ka walaʻauʻana ano o ka waiwai kūʻai dala mea e loaa i kekahi hoʻi ma luna waiwai i nā securities: paa ana, laau, a pela aku ...

Mea hoʻopukapuka kālā i loko o ka manao lokahi dala i e kekahi malū kanaka i loaʻa iā ia kekahi mau hakina - securities e hookupaa aku ana i ka pono o ka mea nona o kekahi hapa o ka puu dala o ka waiwai. Penei, irrespective o ko lākou helu, kēlā mea hoʻopukapuka kālā i ka pono. Loaa i waiwai māhele ma waena o Papa Mālama Kālā e like me ka helu o nā huahelu.

Sberbank. 'āina'ōnaehana

Ae dala - ka maikai koho hoʻokomo kālā loaʻa pākeu dala me ka kaupalena manawa kali, a he uuku nui o ka ike. Akā, me ka seemingly na mea waiwai kūʻai e ukuhi i mai no ka mea kēia mau hana,ʻo ia ka mea i waeʻia o kaʻaha kanaka a me ke kapa, a i lawe i ka hana a me ke kālā nā kanaka i ka. E like me ka rula, mua mai i ka manaʻo i ka nui âlapa pôhili me o ke kālā kaiaulu. A Sberbank ma keia laina, o ka papa, ninoaaeyao he alakaʻi o kūlana.

A hiki i 2012, i ka hui ana o ka puu i kapaia ka inoa o "Troika dialog". I kēia lā Sberbank kahea aku i kona hanaia'na ka loa kumuhana - ". Sberbank'āina Management" Ke pā like o ka mana, aole ia e loli ana. Nā mea kūʻai mai i kaumaha kekahiʻano nui papa inoa o ka haawina no ka waiwai kūʻai. Ae dala Sberbank i na poe i loko o nā mea a pau nāʻoihana o ka hoʻokele waiwai Lūkini. Ma ka Ia cia o ke kaʻana like 'ana i initially 15 tausani rubles. Hou nā haʻawina mea me ka nui loa lower - 1.5 tausani rubles.

O ka noonoo ana i ka hana o ka hana ana me ka helu nui o ka manao lokahi dala nui 'oihana man- akia Ua oi ma mua o 10 makahiki, ia mea pono e ike o ka hopena maikaʻi a me ka maikaʻi, ao ke ano o ka hoʻokomo kālā dala i ae dala, a i ma ka liʻiliʻi loa i ka palena haʻahaʻa manaʻo o pehea, e koho i kekahi dala.

waiwai kūʻai waihona kālā

I ka 2014, "Sberbank'āina Management" e kaumaha ana Loaʻaʻia Papa Mālama Kālā kekahi koho ana o 23 ae kālā. Kēlā me kēia no ia i like uʻi lima, a me ka makau. No laila, no ka laʻana, ae dala Sberbank "Ilya Muromets" paa ana kaumahaʻia Papa Mālama Kālā i ka kŘpa a kiʻekiʻe waiwai o ka mokuna, he koena aku hoi o ka makana o ke dala no ka waiwai kūʻai i loko o kekahi mau nāʻoihana o ka hoʻokele waiwai a me ka haʻahaʻa ka pilikia.

No ka kânaka o "hotter" he mea mau he kaumaha. Kekahi o ka loa e pono dala mea he "dala riskier paa." I ka manawa o kona hoʻokumuʻo waiwai o ke kaʻana like 'ana ua like me 1700 rubles. By May 2014 ka mea, kū aʻela i 2.5 tausani rubles. Akā, hua mai i ka e like me nā puʻu kālā wale kupaianaha: 29.4% no 36 mahina, ma ka intervening au, mai Ianuari a hiki i May 2014 - aneane 3%. A me keia mamua o ka mea i ka hapanui o ka manao lokahi dala no 5 mahina i wale i i hoʻonui i ka waiwai o na huahelu, a hoemiia ia i ka hua. He aha mea o ka malu o ka pomaikai o keia dala?

Nā eiiiiiaiou o ka waihona kālā

Ka hooponopono ana poʻe hāʻawi i na dala i loko o securities o kekahi issuers. I mea e ka mea heluhelu ua lilo ho'āpono pioloke ma ka hua'ōlelo o, e ka hana i keia me ka hana ana o kekahi o na dala - manao lokahi dala "Dobrynya Nikitich". "Sberbank'āina Management" Ua hoʻokumu i ka luna 'i loko o June 1997. Issuers "Dobrynya Nikitich" - he poʻe Lūkini me kiʻekiʻeʻoihana kālā a me ka ulu Loaʻaʻia,ʻo ia, e hana ana i loko o nā wahi likeʻole e like me:

- ka aila a me ka kinoea;

- kele'ōlelo;

- waiwai;

- ka consumer kaiaulu;

- Media a IT;

- Nine Inch hana;

- maoli waiwai;

- amo.

i ke kapa a pau mahele o na issuers hapa o ka waiwai kūʻai waihona kālā. Akā, i kēia mea,ʻaʻole loa he pololei hōʻikeʻano. Kūʻai i ke kaʻana like 'ana ka waihona me ka haʻahaʻa kamepiula, he mea hoʻomaka mea hoʻopukapuka kālā e malama i ka manao ana o ka ka puka waiwai o konaʻano haʻahaʻa. I mea no ke aha la oi inā pilikia ka haumāna Papa Mālama Kālā kūkā "mai i nā mea a pau i kou hua i loko o ka hīnaʻi." Ka mea e pono ai Lolina e ke kālele 'ana ma ma ka liʻiliʻi elua kekahi mau dala: ae dala me ka kiʻekiʻe kamepiula, a hoʻi, a ae kālā me ka haahaa kamepiula a me ka hale lio, i hoi mai. Oia Lolina kaulike haawi aku ana i ka lani kiekie loa ka hoʻokōʻana.

ka puka waiwai

Company koho ua i e Loiloi i ka ka hoʻokōʻana o ka'ōnaehana. Ua Ua hoʻohālike me ka hua loaʻa a me ka Loaʻaʻia. Akā, no kona aʻe Client paha e ole loaʻa ka 'ike. Loaʻaʻia ka puka waiwai o ae dala Sberbank kūhelu'ōnaehana poe hiki ole haʻi'ē aku. Wale nō ka hope o kona piʻi like ke malama i ka anakahi o ka hoʻokōʻana.

Manaʻo Kōkua a me ka loiloi 'waiwai

Inā ka mea hoʻopukapuka kālā e hoʻomaka i wae ae dala Sberbank, hōʻike manaʻo ua hoano e Papa Mālama Kālā ma ka Internet e pili ana i kā lākou ka puka waiwai, e ia i ka mua mua i kekahi akaka kiʻi o ka hana o ka hooponopono huakai. Eʻauʻau kai Usenet, e like me ka rula, 'aʻole i hōʻike mai i kekahi kiʻi a me ka uku hoopanee, aole ia i lawe aku i ka piha Ka Ikepili, akā, e mea pono i ka olelo o ka practicality o ke kohoʻana i ka waiwai kūʻai waihona kālā.

Ka auhau o ka waiwai i loko o ka hoʻoholo 'ana ka anu u, ma i o ia i ke kumu kūʻai o hoʻokomo kālā i loko, nō i, e hana oe ia oe iho. Kēia hana, 'aʻole he pilikia. Ka oihana aoʻao pūnaewele puni o ka makauliʻi Bank mooolelo o ka hana o ka hooponopono hui ua hōʻike ma tabular palapala. Ka mea, aia no iloko olaila piha 'ike: ka inoa o ke dala, o ka waiwai o ke kaʻana like' ana i loko o kela mea keia mea o lakou, i ka hua no ka 36, 24, 12 mahina o ka hana, e like me ma o ka wā i hala o keia makahiki.

Ae dala Sberbank o Rusia - eia kekahi o ka poʻe uʻi a

1. He nui ka pono i i ka puu dala hiki ke komo i loko o aneane kela, i loaa no 'ike. Manao lokahi dala aʻole e koi i ka mea hoʻopukapuka kālā i ka naʻauao o nā intricacies a pau o ke kaʻina hana, mau noonoo ana a me ka mālamaʻana i ka ulu o ke kulanakauhale alii. He piha komo i loko o ka hooponopono huakai.
2. Ka lua o ka hua hoʻohui - heʻilihune o ka mua: pilikino olaʻi Customer ka manawa. I ka pono o ka puu o ke kumukuai o ka hailona. Aia mea i pono, e kali manawa ma ka paʻa mana hoʻomalu ma luna o ka papa o ka makeke ia iluna, a iho i lalo, e komo ana i loko o ke kaʻina hana, a no laila, ma luna o. Once ka Customer kuai lilo ke kaʻana like 'ana o Sberbank i loko o ka PIF, i kona mau pepa e hoomaka ana e komo i loko o ka' oihana man- akia.
3. I ka loaʻa like o ia uku. 15 tausani rubles - he uuku hoʻomaka-i kapikala e hoʻomaka hoʻokomo kālā hanana.
4. Ke akahai o ka manao. E hui ma ka manao lokahi dala Sberbank lawa oe e loaʻa wale i ka pono nui o ke kālā a me ka palapala holo'āina'ē. Client'ōnaehana poe e waiho i ka palapala noi no ke kuai ana o ka pa alima. Ia ka leo o nā mea a pau. Kuai Pie Ua like ka paakiki ole i ke kuai, i ka mea i lawa ke kākauʻana i ka palapala noi i loko o ka oihana o ka hooponopono huakai.
5. ʻoihana kālā o ka mahele. Ae dala Sberbank o Rusia i loa like i loko o kā lākou mau 'ano. Aia mau dala me ka hua kiʻekiʻe a me ka kiʻekiʻe-kamepiula, a, ma ka kekahi lima, a me ka palena haʻahaʻa kamepiula, ka pilina paʻa makahiki, akā, kiʻekiʻeʻoihana kālā. Mau manao lokahi dala Komo ke kaʻana like 'ana kūʻai koke aku ai me ka liʻiliʻi loa na lilo o ka manawa, a me ka uuku paha lilo ma ka waiwai.
6. Auhau. Ka mea, e malalo wale, e haawi ae kālā Sberbank. Ia e hou aku kekahi, i ka upena waiwai. I holoiʻia auhau ia koho, ma ka uku o 13%. O ka holo ana ma ka mea, aole e pono no ka hookaawale waiho 'ka hoakaka ana i ka oihana auhau.
7. Diversification o nā waihona kālā. E emi i ka hiki ka pilikia o ka mea māhele kea dala anao? Aou no ke kuai ana o ka mea paa a me nā lāʻau kūpeʻe o okoa nāʻoihana o ka hoʻokele waiwai Lūkini. Ua apono ka waiwai kūʻai waihona kālā e lilo hou resilient i ke kuai emi.
8. Maluhia waihona kālā ma lalo o ka moku'āina malama. Ka pilikia o irrecoverable kālā lilo ua minimized, no ka mea, ke kala ua hoʻopuka kālā Papa Mālama Kālā ka mea, i waiho ia ma ka hooponopono buke o ka huakai. Dala i hoolilo i ka kūikawā depository. Na Makuahine o ka lehulehu mana ma luna ona.

Con o hoʻokomo kālā i loko o ae kālā

1. No Warranties. 'Aʻole he hookahi waiwai kūʻai dala Aʻole ole i ka oiaio o ia ka mea māhele kea, e hana i ka waiwai i loko o ka hāʻawi au o ka manawa. Na mea a pau hilinaʻi nui ma luna o ka hana ana o ke kuai, a pehea inā pilikia ka haumāna a me ka mākaukau poe kalepa dala. Ka pilikia i mau manawa.
2. Overstating i ka waiwai o ka pa alima. He ua hana i ka mea e,ʻo hou nā kānaka hoʻopukapuka kālā. overstatementʻano papa hana mea he mea. Ma mua o hoike mai i ka manawa o ka hooponopono poʻe kūʻai lilo mai kekahi i ka mahele o ka poe poʻe i mea mua i loko o ka waihona kālā, hiki mahuahua kona waiwai. O ke ala a ka kumukuai pii mai, a kaʻana like 'ana. Ma hope o ka hōʻike 'manawa i hoʻokali kūpono''ōlelo huna hana. Share kuai, e hina ia.

Kiure huina

Omaka hoʻokomo kālā loa he mea hiki, hoʻokomo kālā i loko o ae kālā Sberbank. E haawi aku ia, nāʻana, i kā mākou lehulehu 'ike i loaʻa nā hōʻike hoʻopaʻa i kēia.