Insurance. He aha ina ka lapaʻau poe Tightens manawa o ka uku?

Ua 'oe a mau loa aku e kelepona i ka lapaʻau poe no ka uku o ka lapaʻau ka uku, aʻalo me ke kahua kahi o ka insurer ua ho'āʻo hiki a pau mau aoao, e tighten uku, e hanai ana oia i ka mea ia hai mua ia mai?

Hawaii Insurance ma ka Russian Hui mea he poepoeʻano hou. A he mau makahiki aku nei, lapaʻau ua no ka Lūkini motorist, i kekahi mea hou, i ike ole.

Ua pono ai ka hana i loko o Rusia i lapaʻau poe pinepine hookaulua aku i ka manawa o ka uku o ka lapaʻau uku. Kēia ia lŘlŘ no kela kumu: ka insurer ka kālā popilikia; palapala i hoakaka ia ma ka policyholder mea,ʻaʻole lawa no ka maopopo ana i ka noho ana o ka hoʻopaʻa waiwai kekahi hanana; e hookaulua i ka auhau i loko o ke kolu o ka aoao; ka lapaʻau lehulehu, a me ka hana ku i ka lōʻihi manawa hiki oleʻae ma ka lilo o ka hoihoi hou ia ana ka hoʻoponopono 'ana, etc. Naʻe, i ka manawa e hana ai, ina no ka manao o ka uku, ua hele ma lōʻihi lawa, a me ka oremontirovat kou pilikino kaʻa mea e pono ai me ka hikiwawe e loaa?

I ka hoʻomaka 'ana, e hoʻokaʻakaʻa aʻeʻoe i nā rula o ka lapaʻau CASCO a MTPL, a loaʻa i loko o ia i ka manawa palena loko i koi' ia ke insurer ua e e vyplatu.Esli oe pono'ī mea hiki ole e maopopo i nā rula o ka lapaʻau, e hiki kōkua mai i ka One lapaʻau hoʻomalu kikowaena imi.

Me ka nīnūnē 'ole' ana (1-2 pule), e hiki ke kali. He hiki i ke kali hou aku ka aie i kaʻai i loko o ka 'Oihana o ka uku a me bureaucratic.

E hoomaka oe e lawe hana pono no ka puakai uku makahiki oi ma mua o ka mahina. I ole ia, i ka insurer ke hoʻomau e hanai i ka "olelo hoopomaikai" i ka infinity.

No ka hopena ma luna o ka lapaʻau poe, ia mea e pono ke kākauʻana i ka mālama '-e hookolokolo ia ia ke kuleana ma ka inoa o ka papa kuhikuhi ma ka a, e wehewehe mai i nā lāliʻi o kou lapaau i ka lapaʻau poe, a noi aku ia i insurer e wehewehe i ke kumu no ka hoʻokaʻuluaʻana i ka uku palena pau. ¶ A i loko o ke koi ana, e koi 'ia e ia e uku a me ka hōʻikeʻana i haawi mai ai i ka lapaʻau poʻe i nā pane i loko o ke kākau' ana.

Mālama '-hookolokolo ana koi ke lawe mai oe ia oe iho a hiki i ka lapaʻau poe, ma ka loaa ana anaina ka mea kuhikuhi, e waiho i kekahi kuleana ma ka Kakauolelo i ka obligatory leo o kona hookamaia mai. E hiki no hoi hoouna mālama '-hookolokolo ana kuleana i ka lapaʻau poʻe e heluʻia palapala me ka hooiaioia mai o ka loaa ana mai. A kope o ka mālama '-hookolokolo kuleana hiki ke hoʻouna i FSIS (Federal Service no Insurance hooponopono) a me RSA (Russian Union o Insurers), ina ka uku' ole 'ia, kena ae la ia e CTP.

Ma na wahi a ka lapaʻau poe, aole ia i pane i ke koi ana, a hoouna mai i ka palapala hoole i kou koi ana, ia mea e pono ke hele i ke aloaliʻi, a me ka pā hale, e imi ana i ke kālā lapaʻau. Ma waho aʻeo no ka lapaʻau uku ma ka pā hale e ia i 'ohi mai i ka lapaʻau hui kuala no ka hoolohi uku.