Muli o Insurance ma ka Russian Hui

Muli o lapaʻau ma ka Russian Hui ua nānā 'ia e ke aupuni pekelala kānāwai ma luna o kekahi' ano o ka muli o lapaʻau.

Kekahi aupuni pekelala kānāwai ma luna o kekahi 'ano o ka muli o lapaʻau pihaʻi ai i IeXAaAeAaIEN e malu ai nāʻoihana; lapaʻau iauaeoia; hiki lapaʻau kuleana; ka palena iki dala e e uku kālā a me kona hoʻoholo 'ana no ke kaʻina hana no; kaʻina hana a me ka lā palena pau no ka uku o ka lapaʻau ka uku nui loa; nui mea, i ke dute ole o ka lapaʻau; ka ho'ōia o kekahi o ka lapaʻau aelike; mana hoʻomalu ma luna o ka hana o ka lapaʻau; i ke kaʻina hana no ka hoomaopopo ana i ka nui o ka lapaʻau uku; i ka hopena o ka hoʻokō 'ole' ole substandard hana o na kuleana o ka aie lapaʻau nāʻoihana a me nā mea i ho'ākāka '.

Muli o lapaʻau ua maheleia i loko o na ano like lapaʻau i ka lilo ana o policyholders (i kēia mai nā 'lapaʻau o ka aina holoholona, na hale, a pilikino lapaʻau ohua hoino aku, ea, i uka? Aiiioe?, Malina a me ka alanui amo); like pono me OAXA waiwai, a me ka State Insurance.

Obligatory lapaʻau o ka mea Ho'ākāka 'waiwai pono i ka poe i pili i ka make, ola no ka kekahi elemakule, i ka hoouka kaua ana o nā ola hanana pili i ka' ohana ka palekana o ke ola (ola lapaʻau, muli o lapaʻau e ku e ia he ulia pakalaki); me ke noi ana o kekahi poino e ola (ola) o kanaka a me ke kaʻina hana o ka hoʻolako 'ia me ka' inikua lawelawe (ola kino lapaʻau a me ka ulia lapaʻau, ola kino lapaʻau).

Property muli o lapaʻau allocates mea i haawi pono, a i pili i ka ona, hoʻohana a me ka hoʻolilo o ka waiwai (waiwai lapaʻau); ka entrepreneurial ha awina (entrepreneurial kamepiula lapaʻau); hana e compensate i ka poino, kena ae la i kekahi poe (aie lapaʻau).

Ka hoomalu ana no ka pono o ka Russian Hui, e hali ana i ku ole ai pāpā ma ke kānāwai, ua ole ae. Inā i ke kānāwai, aole ia i stipulate i ka mea ku ole, i ke hoomaluia mea e pili ana i nāʻano o ka waiwai lapaʻau a me ka lapaʻau. Ma keia hihia, ua kapaʻia ka lapaʻau hui.

Ma Rusia, wale insurers hiki ke lawe mai lapaʻau pono o ka loio i nāʻoihana i loaʻa i ka laikini no.

Aia Ua hoi he lehulehu muli o lapaʻau. Eia kahi mea akaka i loko o ka palapala o ka lapaʻau ma ka lilo o ka waihona kālā kālā. Ponoi moku'āina muli o lapaʻau kukuluia ma ka Russian Hui no ka mākaʻi, auhau luna, luna kānāwai, prosecutors, kapa aku la i kanaka no ka poe kaua oihana koa aʻo, aaiuo o na koa naehana (muli o koa lapaʻau).

State waiwai lapaʻau i hoakaka ia ma luna o hiki hihia o ke poho a me ka pōʻino mea waiwai e pili ana i ka hana o kūhelu hana. An kumu o ka wā e like me ka ai e pono ai no ka lapaʻau hiki e kekahi catastrophe pili me ka maopopo nui me ka unahiʻole au i na ino aie i ka hanalima he ulia pakalaki (Chernobyl'ātoma mana wahi).

e uhi, e Insurance kuleana no ka moku'āina lapaʻau ma ka moku'āina Bedroom. Ka moku'āina me he kumuhana o kālā ana ma ka aina lawelawe 'ana i ka pono o ka insurer o ka waiwai a me ka ano o kekahi mau waeʻano o kanaka.

Ke koena unuhi i loko o ka loio pilina o ka muli o lapaʻau a me ka moku'āina lapaʻau mea i loko o ka la mahope hihia, ke aupuni (a me kona mana kino) e mau hana e like me kekahi o na aoao a hiki i ka lapaʻau, a e e lawe mai uku no ka luahi noa o ka uku ole ( 'o ia hoʻi, Bedroom).