Mea Maluna o ka lapaʻau

Aelike ma luna o ka 'ohana ka palekana o ka waiwai ma luna o ka hanana o ka lapaʻau koi aie a hiki i ka haʻawina o ke kumuhana ua kapaia lapaʻau. Ma keia hihia, ke insurer mea malalo, i kakau e alakai i na hana, e like me ka pono i loaa i laikini no ka mea. Hoʻopaʻa waiwai ikeʻahahui, i uku makana, a mai ka loio i pilina me ka insurer.

Insurance ua maheleia i loko o kekahi mau ano. Ma lalo o kaʻaʻahu o ka mea mau ia hoʻi, ke kumu o kekahi homogeneous mea i loko o kekahi mau 'lapaʻau uhi. Ka hua'ōlelo "lapaʻau" i Roma aʻa, no laila, noʻonoʻo Western linguists, a ua unuhi like "carefree". Ma Slavic ōlelo manaʻo i ka makahiki "lapaʻau" - o keʻano o ka derivative o ka hua'ōlelo "ka makau." Ma ka Russian Hui, lapaʻau - keia mea he pau scientific'ōnaehana ma i kēia 'ano o ka ha awina i hoʻolaha ma ka hana,' ano, kūikawā nā loulou a me spheres.

Na Mea Maluna Ua muli ma ka buke o ka lapaʻau aie ka hanohano. Ua hiki ke muli no hoi ma ka likeʻole ma waena o nā mea o ka lapaʻau. I ka makahiki 1978 ka mea i hoʻokumu a me ka Mea Maluna o ke ano o ka lapaʻau no ka'āina o ka EEC. He Mea Maluna ua hookupaaia ma e like me nā kānāwai, a me ka EEC kauoha ma ka lapaʻau poʻe. Insurance Mea Maluna nā 6 ano o ka lōʻihi-makahiki a me ka 17 hou aku, he pono ole ano.

Lōʻihi-ʻia manao:

• paʻa ola lapaʻau;
• hoomau;
• kālā poho;
• ke ola;
• no ka ahaaina mare, a me ka hanau ana o ke keiki;
• maiama lapaʻau.

Na Mea Maluna o ke ano o ka lapaʻau e pili ana i ka mea nui:

• Car Insurance.
• Ulia.
• Material mea (waiwai).
• Alahao amo.
• Mai kālā poho.
• ukana lapaʻau.
• Ina o ka maʻi.
• Mokulele.
• By maoli au i na ino a me nā ahi.
• Kanawai aie o Keaukaha o kaa.
• A no laila, ma luna o.

Insurance He 4 ka papa kuhikuhiE mau lala, a loaʻa kekahi mau iiaciiie-nāʻoihana.

pāʻoihana kamepiula lapaʻau. Kēia i nā lilo o ka makahiki kona (i ka pilikia o ka hoʻohana 'ike loea hou, pono, unrealized ka waiwai ku pono i ka' ōlelo i ka hana, kena ae la ia e downtime ka poino, etc.). Kēia kaiaulu Ua puunaueia e kekahi:

• lapaʻau kauoha kamepiula o ke poho;
• like pono meʻauhau'ēʻaʻe koina.

Property lapaʻauʻano. Eia ke ano o keia hana i na mea mea (hale, kaʻa, nā loina), ka waiwai lapaʻau i ka kēia iiaciiie-nāʻoihana:

• lapaʻau o ka waiwai o ke kanaka ;
• nohona a me ka Free ka hoʻonohonohoʻia;
• like aina;
• hoaaina;
• moku'āina aina;
• moku'āina-waiwai a hana.

aie lapaʻau. He pili i ka lapaʻau hana ke kuleana, e hooko palapala 'hua'ōlelo, indemnify. No laila, inā i ke kulekele paa, kena ae la poino i kekahi kumuhana, ka mea e compensate i ka poino no ia ma ka insurer. aie lapaʻau iiaciiie-kaiaulu nā:

• lapaʻau i ka hihia o ka piʻi;
• ka aie lapaʻau.

Insurance o na puke maʻamau, e ola ana o ke kanaka. Ma ka hana ia mea malalo iho o ke ola, akamai i ka hana, ola insurer. Iiaciiie-nāʻoihana e pili ana i ka hana:

• Personal lapaʻau o ka makaainana;
• nohona lapaʻau o? aaiuo eaa, poe hana, like mahiʻai;
• hoomau a me ke ola lapaʻau.

Ana nō rula, ma a ka mālama Mea Maluna ua hapa 'ia' huli ma luna o kēlā me kēia olaa aku la pae i loko o ka mua kekahi. Aia nō me kēia nui 2 ano o ka lapaʻau: no ka naau mai a me ka OAXA. Kēia mauʻano a uhi i nā loulou. Ka moku'āina e hoʻokau OAXA lapaʻau. Kēia ka hana i loko o na kahi o ka pono no ka uku aku ka mea,ʻaʻole wale pilikino pono o ka mea iki i kanaka, akā, e loli ai i ka pono o ka mea a pau lehulehu.

lapaʻau Mea Maluna hiki ke muli no hoi ma na wahi o ka ha awina o ka insurer: na wahi lulu kuai, na aha kanaka, i hui lapaʻau market.