'O ka "'Oihana Ike":'O nā hō'ike. Hō'ike i nā laina. 'Oihana noi komo loiloi

'O ka pinepine o nā kānaka i loa'a iā lākou iho i kahi pilikia o ke kālā kālā ua ho'ohuli'ia e nā whanaunga, nā hoaaloha, nā hoa noho. Ke ho'āʻo nei e loaʻa i ka pāʻoihana ma ka pono o ke dala circulates i loko o kekahi mau kapa, microfinance kulanui. 'O kekahi po'e i loko o ka nui o nā ho'olaha i ka mākeke kū'ai e huli ana ko lākou nānā i "Credit Plus". He aha kēia hui e like me kēia? Ma hea nā'ōlelo e hā'awi kālā? He aha nā mana'o e pili ana iā Credit Plus? E nānā mākou i kēia mau mea a pau.

No ka'oihana "Credit Plus"

'O "Credit Plus" kahi lawelawe i ka pūnaewele. He'ōpiopio a hiki i kēia manawa. Hā'awi'ia nā loans i nā kānaka, hiki ke loa'a i ka kālā i ke ala kūpono. Ke ho'opa'a inoa'ana i ka pūnaewele, ho'okumu'ia kahi pūnaewele pilikino. Ma o ia hiki iā'oe ke hana i nā hana kūpono i ka manawa kūpono me ka ho'ohuli'ole'ana i nā limahana. Ma ka helu pilikino, hā'awi'ia kēlā me kēia mea ho'ohana i ka manawa e ho'opau ai i ka hō'alo e pili nei, e ho'opuka i kahi hou ma nā hua kūpono loa, a ho'olālā i nā bonus Cashback.

'O ke kelepona "Credit Plus" he pili i ka po'e lālā pili i ka'ahahui,'o ka'oihana microfinance "Ecofinance". Hā'awi'o ia i nā kālā kālā wale nō i nā kānaka kūpono i loa'a ka waihona waiwai mau. No ka noi'ana i ke kele pūnaewele no kahi loiloi, aia wale nō kahi palapala e pono ai. He mea pono e'ike i kēia, e like me nā kūlana i loa'a,'a'ole hiki i nā kānaka a pau ke noi i kahi kālā. Loa'a ka palena palena o ka hui. Hiki iā'oe ke noi no ka manawa mua i ke 22 makahiki.

Nā hana maika'i o nā hui

Ke ha'i nei ka hui "Ecofinance"'o kāna'oihana pūnaewele'o "Credit Plus" he mau pono he nui:

1. 'O ia ka mea nāna i ho'okūpa'a pono. No nā'ikepili āu i kuhikuhi ai,'a'ole'oe e hopohopo. Lawe'ia nā'ike pilikino ma o kahi pūnaewele pa'a.
2. Me nā limahana o ka lawelawe, ua lawelawe'ia nā kūkākūkā a pau ma o nā leka uila, e-leka uila a me nā leka uila. 'A'ole pono nā hālāwai pilikino, no laila hiki iā'oe ke ho'onohonoho i kahi loina ma CreditPlus ma ka home, ma ka hana, a ma kahi'ē a'e.
3. 'O nā loina ma ka lawelawe "Credit Plus" - he mea maika'i ho'i ia. 'O ka mea mua, me ka ho'iho'i maika'i, ho'onui ka mea kū'ai i ka mo'olelo kuhi. 'O ka lua,'o ka hō'ai'ē o kēlā me kēia lilo he mea li'ukū, no ka mea, ua ho'ēmi'ia ka uku uku. 'O ka uku, me ka ho'iho'i manawa manawa o ka kālā, E uku'ia ana'o Cashback i 10% o ka nui o ka hō'ai'ē.

Nā Mea i Hāpai'ia

I kona po'e i kēia manawa a me nā mea hiki ke loa'a,'o ka'oihana pūnaewele "Credit Plus" ke hā'awi aku nei i'elua mau'ano o nā loina:

1. "MicroCredit". 'O nā mea kū'ai i koho i kēia huahana, ho'olako ka hui i ka 1,000 a 30,000 mau rubles. 'O ka manawa kālā e ho'oholo'ia e ka mea'ai'ē ma ke'ano ho'okahi, akā'a'ole hiki ke emi ma lalo o 5 mau lā a'oi aku i nā lā he 30.
2. "Ho'oponopono". E like me nā huahana o kēia huahana, hiki i ka mea kū'ai ke loa'a mai ka 15,000 a hiki i 50,000 rubles. Hiki ke lō'ihi ke kala kālā - mai 10 a 24 mau wiki.

Ma ka ho'opi'i mua, e like me ke kānāwai,'a'ole hiki i kekahi ke lawe i kahi hō'ai'ē no kahi kālā nui. Loa'a kēia ma ke'ano i ho'okumu'ia e nā hui i nā kūlana kālepa: novice, akamai, hoa a me VIP. 'O ka mea hō'alili ka po'e e kū'ai mua ana i ka hui. Loa'a lākou i ka 15,000 mau'āpana. Ho'ouna'ia nā'ike i nā po'e kū'ai mai ka 2 a 4 mau kālā. 'O ka nui o ka uku i loa'a he 20,000 rubles. Ma waho o ka ho'onui'ana o ka nui, hā'awi'ia nā māka'i i ka manawa e hana i nā ho'oili me ka ho'ohana'ana i nā SMS-messages. Hoa'ana nā po'e i ho'i mai i nā kālā kālā 5 a hiki i ka 10, a'o ka hui VIP pū i loko o nā po'e i ho'ohana i ka'oihana a'oi aku ma mua o 10 manawa. No nā pilikino a me nā VIP-mea kū'ai,'o ka nui o nā hō'ai'ē kūpono e pi'i nui.

Ke hā'awi nei i kahi kālā

'O nā mea kū'ai aku no ka manawa mua e loa'a kālā e ho'opihapiha i kahi noi. Kuhikuhi'ia ma ka'ao'ao nui o ka pūnaewele pūnaewele. 'O ka ho'okumu'ana i ke noi komo he 4 mau papa:

1. Ma ka papa mua o ka palapala, hō'ike ka mea kū'ai i nā kiko'ī kūkākūkā - inoa, inoa mua, patronymic, kāne, lā hānau, wahi e-meka, helu kelepona. Ma hope o ka ho'ololi'ana i ka manawa e hiki mai ana, ho'ouna'ia ka mea noi kālā i kahi hō'ailona hō'oia i ka helu kelepona.
2. Ma hope o ka ho'ākāka'ana i ke code ma ka'ao'ao, kahi'ikepili kahi hānau - kahi hānau, ka pepa helu, nā'ike e pili ana i ka manawa i ho'opuka'ia ai a ma o wai lā, ua kākau'ia i loko o nā kahua kūpono.
3. Ma nā'ao'ao'ē a'e, ua hō'ike'ia nā'ike'ē a'e e pili ana i ka mea lawe kālā a ua ho'opa'a'ia ka noiina pūnaewele i ho'opa'a'ia no ka hō'ai'ē e ka mea kū'ai.

'O ke koho'ana

Hiki ke ho'ouna i kahi noi no ka hō'ai'ē i kēlā me kēia manawa. Ke hele wikiwiki nei ka hopena - i loko o ho'okahi minuke. Hā'awi pinepine ka hui i nā noi i ho'ouna'ia, akā i kekahi manawa e hō'ole'ia. 'O nā koho kūpono'ole i loa'a i nā po'e i hō'ike mai i ka'ike kūpono'ole no lākou iho, hūnā i nā'ike e pili ana i nā loina a me nā loina i hō'ole'ole'ia.

'O ka lawelawe'ānō pūnaewele kūpono e no'ono'o i kahi helu kumu. No Kredit Plus, makemake lākou i ka mea noi e ho'iho'i i ke kālā āna i mana'o ai e hō'ai'ē.

Ka'ike e pili ana i ka uku uku a me nā'ano o ka hā'awi'ana aku

Ma ka huahana "MicroCredit" ua ho'onohonoho'ia ka huina kālā ma ka palena mai 620,500% a 784,750% no ka makahiki. No "MiniCredit" ua ho'onohonoho'ia kahi hapa uku ha'aha'a - mai 283.693% a 320.737%. Ma ka hō'ai'ē mua i ho'okumu'ia kahi alana hoihoi nui. Ho'oemi ia no ka po'e kū'ai e ho'iho'i i ke kālā i ka wā a e ho'i hou i ka hui ma o ke kele pūnaewele "Credit Plus".

'O ke kālā i'āpono'ia i "Credit Plus" hiki ke helu'ia ma nā'ano he nui:

• Ma o ka pūnaehana hō'ai'ē CONTACT a i'ole "LEADER";
• Ma ke kāleka kāleka i hō'ike'ia e ka mea noi;
• I ka'auke pū i nā kumukū kiko'ī i hō'ike'ia e ka mea kū'ai.

'O ka uku a me ka ho'olālā kālā

Me ka hua "MicroCredit", ua uku'ia ka hō'ai'ē ma ka uku manawa ho'okahi i loko o ka manawa i'ōlelo'ia. Me "MiniCredit" ua ho'onohonoho'ia kahi manawa lō'ihi, no laila, ua hana'ia kona ho'iho'i'ana ma kahi'ano'ē a'e. Pono nā uku kaulike i kēlā me kēia 14 lā.

Inā hiki'ole ke uku i ka manawa, hiki iā'oe ke ho'ohana i ka lawelawe "Loan extension" ma "Credit Plus". Hiki iā'oe ke ho'oikaika ia mea ma kāu mo'okāki. Ua ho'onohonoho ka hui i ka manawa āpau e ho'olā'ihi'ia. Ua like ia me 15 mau lā. He mea kūpono ho'i e'ike'oe'a'ole ka ho'olaha'ana i ka lawelawe'ana. Pono ia he uku li'ili'i.

No nā mea kū'ai, ua hana ka hui i kahi lawelawe i kapa'ia "Hō'ano hou hou". Ua ho'okumu'ia no nā po'e i loa'a iā lākou iho i loko o kahi pilikia o ke kālā kālā a hiki'ole ke uku i kā lākou mau aie i ka manawa. Me ka ho'ololi hou'ana, ho'onui'ia ka uku kālā e 10 mau lā. Hā'awi'ia ka uku hou no ka hō'ai'ē.

No Ka Waihona

E like me ka'ike'ia e nā hō'ike, "Credit Plus" ke hā'awi aku nei i kāna mea kū'ai Cashback, akā,'a'ole i'ike nā kānaka a pau i ke'ano. 'O kēia hua'ōlelo haole e hō'ike nei i kahi bonus kālā. Ma ka'oihana "Credit Plus" ua ho'onohonoho'ia ma ka pakeneka o ka nui o ka hō'ai'ē. Eia kekahi la'ana, he 5,000 rubles ke kālā. Ho'olilo'ia ka bonus kālā i 5% ('a'ole pololei kēia helu, loa'a nui aku kekahi mau mea kālā). Me ka manawa kūpono, e uku'ia ka mea kū'ai i 250 mau'ūlā.

Hiki ke ho'ohana'ia nā bonus'āpono e like me kēia:

• E uku i ka hō'ai'ē hou;
• Ho'onui i ka manawa o ka hō'ai'ē;
• Ho'ololi i kāu mo'okāki ai'ole ma o ka pūnaewele ho'oili kālā.

Nā pane maika'i mai nā po'e loea

E pili ana i ka'oihana pūnaewele "Credit Plus" e nānā i kekahi mau mea kū'ai aku i ka maika'i. Hō'ike nā Borrowers i ko lākou mana'o no ka pono o nā hui i kēia manawa:

• Lawe 'ia he 10 mau minuke e ho'opiha i ka noi ma ka pūnaewele;
• No nā nīnau a pau e kū nei, hiki iā'oe ke loa'a nā pane (aia lākou ma kahi māhele'ano o ka pūnaewele);
• Inā pono, hiki iā'oe ke ho'oka'a'ike i ke kanaka lawelawe (ma o kahi'ano kūikawā ma ka pūnaewele ai'ole ma ke kāhea'ana i ka lawelawe kōkua no kahi helu ku'i'ole);
• 'O nā po'e lawelawe a pau he po'e akamai maoli lākou -'ike lākou no nā nuances a pau o ka hā'awi'ana i nā loans, hiki iā lākou ke pane i nā nīnau, kūpono a me ka mahalo e wehewehe i nā'ike'ike'ole;
• Ke nānā wikiwiki'ia nei ka noi,'a'ole ia e lawe i kekahi mau hola a i'ole mau lā e kali ai no ka ho'oholo'ana, e like me ka hana i loko o nā'oihana microfinance a me nā'aukā;
• 'O ka waiwai kālā i ka manawa e ho'ouna koke'ia ai ka ho'oholo maika'i'ana i ka noi i ka mea kū'ai i kēia manawa, a'o ka hāmele ma ka hō'ai'ē'ana,'a'ole i kūpono i ka hewa o ka hui (loa'a ke kālā e like me nā'ōlelo a me nā kūlana kāleka).

Nā pane maika'i'ole o nā mea noi kālā e pili ana i "Credit Plus"

Hiki iā'oe ke loa'a nā pane kūlohelohe e pili ana i ka hui. Eia kekahi la'ana, ua hō'ike kekahi o nā mea kū'ai i kēia'ano. 'O kekahi kanaka ma o ka'oihana "Credit Plus" i hā'awi i kahi ha'awina o 15,000 mau'āpana. Ma muli o ka puka'ana o nā pilikia pili kālā pa'akikī,'a'ole hiki ke uku i ka manawa. Ma hope o kekahi manawa, ho'omaka ka ho'omaka'ana o nā kelepona i ka helu i hō'ike'ia i loko o ka nīnau me nā mea ho'oweliweli. 'O kekahi kanaka'ike'ole,'a'ole i hō'ike, ua'ōlelo'o ia e hele mai ka hui hui e wehewehe i ka waiwai. Ma hope o kekahi manawa i loko o kahi pūnaewele kaiaulu, ua ho'omaka kekahi e ho'ouna aku i nā ki'i o ka mea noi a me nā'ohana o kona'ohana me ka hō'ino'ana i nā mea kākau. Ua ho'oholo'ia e ho'opi'i i ka ke'ena o ka loio e pani i ka hewa,'o ia ho'i, e like me ke'ano o ka mea nāna i noi, ua ho'onohonoho'ia e kekahi hui i loa'a ka'oihana pūnaewele.

'O kekahi mea kū'ai ma kekahi o nā mana'o kūpono'ole e pili ana i "Credit Plus" i'ōhumu e pili ana i nā limahana o ka hui. I ko lākou mana'o,'a'ole i ha'i pololei i nā'ike nui, me ka mana'o e pi'i ana ka'ai'ē a ka mea hō'ai'ē. 'O ke kumu o kēia kūlana. Ua ha'alele ka mea i ka uku no ka lā 1 a ua kapa'ia ka hui e'ike i ka mea e hana ai i kēia'ano. 'Ōlelo mai ka limahana i ka hewa'ole a hiki iā'oe ke uku i kēia loiloi i kēia manawa. 'A'ole i ho'ohana ka'ae'ana i nā kālā mai nā kāleka kāleka, a ua kāhea hou ka mea kū'ai i ka hui. Ua ha'i'ia iā ia e hiki ke waiho i ke kālā ma hope. Eia na'e, ma hope o kekahi manawa, ua hiki mai kahi'elele o ka ho'oholo hope'ana. 'A'ole'ike nā limahana o ka'aha i ko lākou hewa ma kēia.

Ke'ōlelo nei kekahi po'e he hana ho'opailua ka MFO "Credit Plus", a ua kākau'ia nā nānā mana'o maika'i a pau e kauoha a'a'ole e kūlike me ka mea maoli. 'A'ole hiki ke'ike i kēia'oia'i'o a'a'ole paha. Ma mua o ka noi'ana aku he mea kūpono ka'imi'ana i kēlā po'e (ma waena o nā hoaaloha, nā hoaaloha a mau hoahana) i ho'ohana i ka'oihana a hiki ke ha'i nui i kēia.