Lapaʻau kānāwai

Insurance kānāwai - kekahi o na lala o ke kānāwai i i kaua kipi ma ka pili ana i ka pono, e consolidate i ka loio i pilina ma waena o ka hoʻopaʻa waiwai, a me ka insurer. Mua oe e hoʻouka i ke kumuhana a me ka ano o ka rula hooponopono o ka hana, e mea pono e hoakaka i ka manaʻo o "lapaʻau."

Ua pili ua papahana e pale aku i ka pono o ke kanaka a me ka loio i nāʻoihana o ka Russian Hui a me na kanaka o Russian Hui, kona nā kauhale, ala mai ka hoʻopaʻa waiwai hanana ia lŘlŘ ka manawa e kala haawina ua loaʻa mai ka lapaʻau ka uku nui loa e insurers a me kekahi 'ano.

Specificity o ka lapaʻau ana ke moe ma ka oiaio i ka mea ana i ke kumu o ke kānāwai o ka pahiki, no ka lapaʻau poʻe halihali lapaʻauʻaoʻao pale o ka hanana, a, aole lakou e hana, akā, i ka wa a ma kahi e hiki, mea e lilo ua i ike i ka ia i ka pōʻino.

manaʻo

Insurance kānāwai - ka'ōnaehana o ka rula ke hoʻololi i ka hooponopono i ka hoahanau o ka dala ho okumu a me ka hoʻohana 'ana o ka lapaʻau waihona kālā, e hoomalu aku i ka waiwai pomaikai o kanaka a me ka loio i nāʻoihana ma ka uku no ka poho i kupu mai, mai ka hanana o ka hoʻopaʻa waiwai hanana a me nā ho'ākāka' mamua hanana i loaʻa iā ia i ka hopena maikaʻi ia ma pilikino a me ka waiwai poepoe insurer.

Ke kumuhana o ka lapaʻau kānāwai a me kāu kiʻina hana

Mau mea i ka nohona pili ana i waho ma waena o ka hoʻopaʻa waiwai, a me ka insurer ma ka pili ana i ka manaʻo o kona maluhia a me ka malu.

Ke lapaʻau kānāwai hiehie mau Kuleana a me ka dispositive ki ina hana like. No laila, no ka laʻana, ua hoʻohana 'OAXA iaoia (OAXA hana koi) ma ka Part 1 st.390 Kanawai Kivila, a iloko ona i kakauia i ka hoʻolako' ia 'ana o ka lapaʻau aelike pono pono e hana i loko o ke kākau' ana. Dispositive iaoia (ka mea, he maikai loa) ua hoʻohana 'ia, no ka laʻana, hapa 3 st.943 Kanawai Kivila, i hākālia nō ia o ka aoao a hiki i ka aelike e pili no hoi i ka ai i kekahi mau mea i ho'ākāka' ia ma na rula o ka lapaʻau.

'ōnaehana

Insurance kānāwai'ōnaehana ninoieo o 2 māhele: mau, a me kona poe. Ka mua iloko ona i kakauia na kūmau kukulu no hoi iluna i ka hooponopono a pau kulanui o ka lapaʻau kānāwai: nā hua'ōlelo, kūkulu 'ia, laikini' o ka lapaʻau, kona moku'āina hooponopono. Ka lua o nā na hooponopono ana o kekahi mauʻano o ka lapaʻau.

• pāʻoihana ka pilikia ;
• waiwai;
• paulele i ka hoʻomana;
• kapa hoʻokomo kālā;
• ola kino
• ¶ AL.

Insurance Law a me kona mau loina a

Mau nā:

• i ke alo o insurable hoihoi. He e ia i loko o ka aelike paha i ka manawa o ka hoʻopaʻa waiwai kekahi hanana. Ua hiki ole ia i nā mea o ka lapaʻau pilikia o ka aie a me ka poho o ka waiwai. Ka papa inoa o nā pono, ma i ka lapaʻau ua i aeia, helu ma st.928 Kanawai Kivila;
• kamepiula lapaʻau. Hookaa ana i hana no ka hoʻopaʻa waiwai hanana ana, a hiki ole paha e ana;
• equivalence. No ka kekahi kōā o ka manawa e e loaʻa aneiai like no ka nui o ka lapaʻau ka uku nui loa a me ka uku no ke dala i uku ia ma hope o ka hoʻopaʻa waiwai kekahi hanana;
• ka mea kiʻekiʻe loa hilinaʻi ana o na aoao elua. Ua o ia hoʻi, e ma ka hopena o ka aelike, ka mea, e hōʻike aku i nā kumu i i e pili;
• uku o ka lapaʻau uku. Kēia 'o ia hoʻi i ka insurer pono uku pohō ma ka nui o ka mea maoli poho i ae mai, oa e hoʻi i ka aggrieved policyholder ka loiloi mua kālā wahi;
• he causal pilina ua kena ae la poho a me kona hanana. Ua ka mea nui i loko o piʻi. Waiwai e mākaukau kaua me ka hopena ia o ka hoʻopaʻa waiwai hanana.

kumu

Insurance kānāwai ua ma muli o ka loio i hana o kekahi mau pae. Sources: ke Kumukanawai, ke Kanawai Kivila, i ke kanawai "Ma Organization o Insurance Business ma ka Russian Hui", aupuni rula, koho pelekikena olelo kupaa a me na mea e ae.